Privacy Policy

Overview

Equator Finance ("we", "us", "our") operates the website equatorfinance.com. This Privacy Policy explains how we handle information when you use our salary calculators and other tools.

The short version: we do not collect, store, or transmit any salary figures you enter into our calculators. All calculations happen in your browser using JavaScript. No personal financial data ever reaches our servers.

Information We Collect

Calculator inputs

Salary figures, deduction toggles, and period selections you enter into calculators are processed entirely in your browser. This data is never sent to our servers and we have no record of it.

Contact form

If you submit our contact form, we collect your name, email address, and message to respond to your inquiry. We retain this for up to 12 months and then delete it. We do not share it with third parties.

Server logs

Like all web servers, ours logs standard access data: IP address, browser type, referring URL, and pages visited. These logs are used for security and performance monitoring and are retained for 30 days.

Cookies

We use the following types of cookies:

• Strictly necessary: Session cookies required for the site to function. These expire when you close your browser.
• Analytics (Google Analytics): We use Google Analytics 4 to understand aggregate traffic patterns — which pages are visited, how long users stay, which countries they come from. This data is anonymised. Google's privacy policy applies to this data.
• Advertising (Google AdSense): We display Google AdSense advertisements. Google may use cookies to serve ads based on your prior visits to our site or other sites. You can opt out via Google's Ad Settings or by installing the Google Analytics Opt-out Browser Add-on.

Google AdSense & Third-Party Advertising

We participate in the Google AdSense program. Third-party vendors, including Google, use cookies to serve ads based on a user's prior visits to our website and other websites on the internet.

Google's use of advertising cookies enables it and its partners to serve ads to you based on your visit to our sites and/or other sites on the internet. You may opt out of personalised advertising by visiting Google Ad Settings.

Your Rights

Depending on your location, you may have the right to access, correct, or delete personal data we hold about you. To make a request, contact us at the address below. We will respond within 30 days.

Children's Privacy

Our services are not directed at children under 13. We do not knowingly collect personal information from children. If you believe a child has submitted information to us, please contact us and we will delete it promptly.

Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be reflected by the "Last updated" date at the top of this page. Continued use of our site after changes constitutes acceptance of the updated policy.

Contact

For privacy-related questions or requests, please contact us via our contact form.