Pakistan Salary Calculator 2026
Gross to Net

On a monthly salary of ₨100,000 (₨1,200,000 annual), you fall in the 15% tax bracket under FY 2025–26 FBR slabs. Your annual income tax is approximately ₨55,000, or roughly ₨4,583/month — leaving you with a healthy take-home after EOBI and SESSI deductions.

Pakistani salaries are subject to three main deductions: (1) FBR Income Tax — calculated on annual income using progressive slabs, (2) EOBI — Employees Old-Age Benefits Institution contribution of 1% of basic salary (capped at ₨540/month), and (3) SESSI/PESSI — provincial social security, typically 1% of basic salary.

Under FY 2025–26 FBR slabs, annual income up to ₨600,000 (₨50,000/month) is completely exempt from income tax. Above this threshold, progressive rates apply starting at 5% and reaching up to 35% for income above ₨4,100,000/year.

EOBI (Employees Old-Age Benefits Institution) is a mandatory pension contribution. Employees contribute 1% of their basic salary per month, while employers contribute 5%. The employee deduction is capped at ₨540/month, making it a minor deduction for most salaried employees regardless of salary level.

Net salary = Gross salary − Income Tax − EOBI − SESSI. Step 1: Multiply your monthly gross by 12 to get annual income. Step 2: Find your FBR tax bracket and calculate annual tax. Step 3: Divide annual tax by 12 for monthly tax. Step 4: Add EOBI (1% of basic, max ₨540) and SESSI (1% of basic). Step 5: Subtract all three from your gross monthly salary.