India Salary Calculator 2026
Gross to Net

Calculate your take-home pay under the New Tax Regime FY 2025–26. Includes the ₹12.75 lakh zero-tax rebate, EPF, and Professional Tax.

Last Updated

February 2025 (FY 2025–26)

Income Tax Dept. Verified

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Salary Details

Monthly Gross Salary (INR)

/mo

Optional Deductions

EPF

Employee Provident Fund — 12%

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Professional Tax

State levy — ₹200/month

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₹75,000 standard deduction applied. Section 87A rebate wipes tax to zero for income ≤ ₹12.75L/year.

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FY 2025–26 New Regime

New tax regime rates: 5% (₹3–7L), 10% (₹7–10L), 15% (₹10–12L), 20% (₹12–15L), 30% (above ₹15L).

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Enter your salary to see the breakdown

Income tax (new regime), EPF, and Professional Tax deductions will appear here.

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India Salary Benchmarks

Updated FY 2025–26

Monthly Gross	Annual	Est. Tax / mo	Net Monthly
₹30,000	₹360,000	₹0	₹28,000
₹50,000	₹600,000	₹0	₹48,000
₹75,000	₹900,000	₹0	₹73,000
₹100,000	₹1,200,000	₹0	₹98,000
₹110,000	₹1,320,000	₹7,417	₹100,583
₹150,000	₹1,800,000	₹17,292	₹130,708
₹200,000	₹2,400,000	₹32,292	₹165,708
₹300,000	₹3,600,000	₹62,292	₹235,708

Net includes new regime tax (87A rebate applied), EPF ₹1,800/mo, and Professional Tax ₹200/mo. Click any row to calculate.

Frequently Asked
Questions

India's new tax regime for FY 2025–26 brought a major change — zero tax for income up to ₹12.75 lakh including the standard deduction. Here's what changed.

verified Income Tax Dept. Verified

Data sourced from Income Tax India. Updated February 2025.

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Under the new tax regime, salaried employees get a standard deduction of ₹75,000. After this deduction, if their taxable income is ₹12,00,000 or below, they get a full rebate under Section 87A — making their tax liability zero. This means gross salaries up to ₹12,75,000/year (₹1,06,250/month) attract no income tax at all.

The new regime has lower slab rates and a generous ₹12.75L zero-tax threshold, but eliminates most exemptions (HRA, LTA, 80C investments). The old regime allows deductions that can reduce taxable income significantly. If your 80C/80D investments and HRA exemption are large, compare both. For most employees without major deductions, the new regime now offers lower tax.

EPF (Employees Provident Fund) is a mandatory retirement savings scheme. The employee contributes 12% of their basic salary. Under statutory limits, this is calculated on a maximum basic salary of ₹15,000/month — so the maximum employee EPF deduction is ₹1,800/month. Many companies contribute on actual basic salary, which can be higher.

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Professional Tax is a state-level tax on employment income. Most states that levy it charge ₹200/month for salaried employees earning above a threshold. States that levy PT include Maharashtra, Karnataka, West Bengal, Tamil Nadu, and Andhra Pradesh. Delhi, Haryana, Rajasthan, and Uttar Pradesh do NOT levy Professional Tax.

On ₹10,00,000 annual income under the new regime: after ₹75,000 standard deduction, taxable income = ₹9,25,000. Tax = ₹0 (up to ₹3L) + ₹20,000 (5% on ₹3L–7L) + ₹22,500 (10% on ₹7L–9.25L) = ₹42,500/year. Since taxable income ≤ ₹12,00,000, the Section 87A rebate wipes this out → ₹0 income tax.