Kenya Salary Calculator 2026
Gross to Net

Calculate your exact take-home pay after KRA PAYE income tax, SHA contributions, and NSSF deductions.

Last Updated

January 2026 (FY 2025–26)

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Salary Details

Monthly Gross Salary (KES)

/mo

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KRA personal relief (KSh 2,400/mo) applied automatically. SHA and NSSF are mandatory.

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FY 2025–26 KRA Bands

Includes KRA PAYE with personal relief, SHA (new health fund, 2.75%), and NSSF new-rate contributions.

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Enter your salary to see the breakdown

KRA PAYE, SHA, and NSSF deductions will appear here.

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Kenya Salary Benchmarks

Updated FY 2025–26

Monthly Gross	Annual	Est. PAYE / mo	Net Monthly
KSh30,000	KSh360,000	KSh1,500	KSh25,875
KSh50,000	KSh600,000	KSh7,383	KSh39,082
KSh80,000	KSh960,000	KSh16,383	KSh59,257
KSh100,000	KSh1,200,000	KSh22,383	KSh72,707
KSh150,000	KSh1,800,000	KSh37,383	KSh106,332
KSh200,000	KSh2,400,000	KSh52,383	KSh139,957
KSh300,000	KSh3,600,000	KSh82,383	KSh207,207
KSh500,000	KSh6,000,000	KSh142,383	KSh341,707

Net includes PAYE (after personal relief), SHA 2.75%, and NSSF. Click any row to calculate.

Frequently Asked
Questions

Kenya's PAYE system has undergone significant changes including the new SHA health fund and revised NSSF rates. Here are the key questions.

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Data sourced from KRA. Updated January 2026.

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Kenya's PAYE (Pay As You Earn) uses progressive tax bands on annual income. The rates range from 10% on the first KSh 288,000 to 35% on income above KSh 9.6M annually. A personal relief of KSh 2,400/month (KSh 28,800/year) is then subtracted from your computed tax, reducing your final tax liability.

SHA (Social Health Authority) replaced NHIF in October 2024. SHA contributions are calculated at 2.75% of your gross salary with no upper cap. SHA is mandatory for all formal employees and funds public health insurance for the employee and their dependants.

Under the new NSSF Act 2022, contributions are based on tiered earnings. The total employee contribution is 6% of pensionable wages, capped at KSh 2,160/month (Tier I + Tier II combined). These rates are higher than the old flat KSh 200/month that many employers previously used.

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Personal relief is a fixed tax credit of KSh 2,400/month (KSh 28,800/year) that every employed Kenyan receives. It's subtracted directly from your calculated PAYE tax (not from your income), reducing what you actually pay. For example, if your calculated tax is KSh 5,000/month, your actual payment is KSh 2,600/month after relief.

On a KSh 100,000 monthly gross, your KRA PAYE after personal relief is approximately KSh 22,383/month, SHA is KSh 2,750/month, and NSSF is KSh 2,160/month. Total deductions: KSh 27,293 — leaving a net take-home of approximately KSh 72,707/month.